1 thought on “What department is the special banking department”

  1. Special assets refer to assets holding or realizing or realizing for special reasons. According to its source, it is divided into seven types of assets: financial institutions (financial service enterprises), assets involved in the case, corporate reorganization or bankruptcy liquidation process, commercial credit (real objects to account), assets and marketing gimmicks sold on special opportunities Assets and other urgently needed assets. Due to the particularity of its source, there are usually urgent demand for monetization, and the price is lower than the market price (huge appreciation space).
    The expansion information: various departments and main responsibility departments 1. Office: Organize the office of the head office, responsible for the drafting, promotional liaison, petitioning, administrative and financial management and other work of the head office’s comprehensive coordination, document processing, supervision and investigation, confidentiality files, and branch governor meetings.
    . Management Information Department: Responsible for the business statistics and information work of the entire bank, in summary to compile the comprehensive analysis and evaluation of various business statistical statements, organize investigations and research, publish information on the Internet, collect and process each of each of each Economic and financial information. Responsible for office automation work.
    3. Planning and Finance Department: Prepare comprehensive business plans such as the capital operation plan, financial plan, infrastructure planning, and supervise the implementation. Responsible for the bank’s asset -liability ratio management, financial management, interest rate management, basic construction and fixed asset management. Evaluate the implementation of branches and departmental responsibility systems.
    4. Capital Operation Department: Responsible for managing the capital of RMB funds, balanced, scheduling and financing funds. Including the management of the entire RMB funds, scientifically compile the capital operation plan in accordance with the principles of security, flow, and efficient, and uniformly allocate the funds of the entire bank through internal capital transaction prices, deposit reserves, system borrowing, internal capital transactions, etc., so as to achieve the entire entirety Asset -liability management goals. By participating in the operation of the borrowing market, bill market, and bond market of Bank of China, focus on operating funds, improve the efficiency of funds, and promote the improvement of banking operations.
    5. Individual financial business department: Responsible for the unified development and management of personal financial business, including local and foreign currency savings business, personal intermediary business, personal wealth management business, consumer credit business.
    6. Company business department: Responsible for the company’s financial business marketing, customer management and service management, organize and carry out the company’s customer syndicate loan, entrusting agency, entrusted loan and other businesses, coordinate the relevant resources in the bank, and provide a one stop for corporate customers Formulating service and a package of solutions.
    7. Credit management department: Responsible for the management of credit policy, system management and business monitoring of the Bank of China, including organizing credit policy research, formulating industry credit guidance, responsible for the credit approval, monitoring analysis and credit management of the entire bank, and undertake the credit policy of the head office Work of the secretariat of the committee.
    8. Housing Finance Business Department: Responsible for the formulation of housing financial policies and systems, as well as business marketing, monitoring and management; responsible for the securitization of housing mortgage loans.
    9 Assets Risk Management Department: Responsible for the risk control and management of assets such as credit assets and investment. Formulate the bank’s asset risk control and management policies, classify the quality of assets, organize the collection and transformation of non -performing assets, and be responsible for the management of the entire bank’s debt management and the nuclear sales of bad debts. Accounting Settlement Department: Responsible for the management of accounting system management, accounting system reform, accounting information monitoring, accounting information disclosure, organizing settlement business product research and development and marketing, promoting the process of accounting for accounting, and organizing parameter management of comprehensive business systems. Responsible for the liquidation business of the entire bank, including the liquidation of RMB funds, the liquidation of foreign exchange funds, account management and fund transaction supervision and inspection; responsible for fund sales registration and registration.

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