On the evening of August 5, a chat record was widely circulated in the bank practitioners. The bank will reduce salary by 20%and 30%
On the evening of August 5, a chat record was widely circulated in the bank practitioners. The bank will reduce salary by 20%and 30%
According to Xinhua News Agency, the news of the 30%salary reduction of the online transmission, the “named” China Construction Bank said that there is currently no plan to reduce salary reduction, and the total salary of CCB is approved by the salary decision mechanism of the state -owned financial enterprise formulated by the Ministry of Finance. The basic principles of marketization and corporate governance requirements, wage growth in 2019 and profit growth have remained matching.
It the other three state -owned banks have also made similar statements:
The ICBC said that as of now, ICBC has not arranged a unified salary reduction. In 2019, ICBC has implemented the reform of the salary decision mechanism of state -owned financial enterprises in accordance with relevant state requirements, and the total wages are verified in accordance with the principle of marketization.
The Agricultural Bank of China said that there is no plan and arrangement for salary reduction at present this year. In 2019, the total salary of Agricultural Bank of China is approved by the Ministry of Finance’s state -owned financial enterprise’s salary decision -making mechanism, and follows the basic direction of marketization and the relevant requirements of corporate governance mechanisms.
The Bank of China said that at present, there is no salary reduction arrangement in the bank’s salary budget. In 2019, the total salary of enterprises has been approved in accordance with the principle of marketization. In accordance with relevant policies, Bank of China determines the salary of wages through corporate governance procedures, and the salary of employees and corporate benefits will achieve simultaneously.
Extension information
If in the industry: The reduction of income indeed exists
“I just cut salary this month.” Some postal salary banks told Titanium Media. According to people close to the state import and export bank, the bank has also cut salary. According to titanium media and other media, the revenue of the banking industry employees does exist.
. Although the official stated that the salary reduction plan was unprecedented, the 21st Century Business Herald’s four major banks said that the bank’s total salary this year has decreased, and the specific proportion of the decline is unclear. Another four major people in North China said that the grassroots employees of the branch are currently very low salary itself. The monthly guarantee is 2,500 yuan, which has been reduced, but the overall cost is still controlled. As high as 70%.
In interface news reports, CITIC Bank issued the “Notice on the Launch of CITIC Group’s 2020 Open Source Slottering, Treatment of Treatment and Efficiency” in mid -July, stating that it is planned to carry out the special work of “open source, cost reduction and efficiency” in the group, It is required to increase the efficiency of 5 billion yuan in open source in 2020, and reduce costs of 10 billion yuan. All subsidiaries are required to increase the full -cost management and control of the full, global, and full -process process, and do a good job of reduction of consumption reduction.
There are four reasons for bank salary reductions: adverse increases, performance pressure, rising costs, and policy factors.
1. Adverse increases
The most important factor of bank salary reduction with adverse increases. Advanced increase means that the quality risk of bank assets has increased, and banks have to increase their allocation, which affects bank profits. Bank profits are reduced, and natural salary is reduced to maintain operations.
2. Performance pressure
The increase of bank performance pressure is also a reason for salary reduction. The pressure of bank performance has increased, and deposits, loans and wealth management goals cannot be completed. One of the reasons for Pudong Development Bank’s rumors of 20%of the previous rumors came from the pressure of performance.
3. Cost climbing
The operating costs of banks are rising. Due to the competition of Internet finance, banks have to invest more manpower and scientific and technological research funds, which has led to the rigid growth of bank costs. Therefore, banks can only reduce salary to reduce operating costs.
4. Policy factors
In addition to opening the internal factors within the above banks, there is another external bank reduction in bank salary reduction, which is policy. A few days ago, the salary reduction plan for executives of state -owned enterprises and state -owned financial enterprises has been introduced, and executive salary is reduced to 30%of the original salary, and the annual salary must not exceed 600,000 yuan. The impact of policy factors on the five state -owned banks is particularly profound.
On the evening of August 5, a chat record was widely circulated among bank practitioners. The news shows that CITIC Bank and China Construction Bank will reduce their salary by 20%and 30%respectively, causing widespread discussion and attention. Regarding the news of 30%of the online salary reduction, China Construction Bank, which was “named”, said that there is no plan to reduce salary reduction. The total salary of CCB is approved by the salary decision mechanism of the state -owned financial enterprise formulated by the Ministry of Finance, following the basic principles and the basic principles of marketization and the basic principles of marketization and the basic principles of marketization and the basic principles and the basic principles of marketization Company governance requires that wage growth in 2019 and profit growth have remained. ICBC does not have a unified salary reduction arrangement. In 2019, ICBC has implemented the reform of the salary decision mechanism of state -owned financial enterprises in accordance with relevant state requirements, and the total wages are verified in accordance with the principle of marketization. Agricultural Bank of China said there is currently no salary reduction plan and arrangement this year. In 2019, the total salary of Agricultural Bank of China is approved by the Ministry of Finance’s state -owned financial enterprise’s salary decision -making mechanism, and follows the basic direction of marketization and the relevant requirements of corporate governance mechanisms. Bank of China said that at present, there is no salary reduction arrangement in the bank’s salary budget. In 2019, the total salary of enterprises has been approved in accordance with the principle of marketization. In accordance with relevant policies, Bank of China determines the salary of wages through corporate governance procedures, and the salary of employees and corporate benefits will achieve simultaneously. Although the official stated that the salary reduction plan, a 21st branch of the 21st Century Business Herald said that the bank’s total salary this year has decreased, and the specific proportion of the decline is unclear. Another four major people in North China said that the grassroots employees of the branch are currently very low salary itself. The monthly guarantee is 2,500 yuan, which has been reduced, but the overall cost is still controlled. As high as 70%. CITIC Bank insiders said that the salary has been significantly reduced since this year, and the benefits such as housing subsidies and tourism fees have also been canceled. In addition, the customer manager of many urban commercial banks in Jiangsu and Zhejiang said that the assessment method has been adjusted, which is obviously disguised. Some people in the city business banks revealed that their salary has dropped significantly by about one -third.
Salary reduction is an objective fact, but it has occurred before the epidemic. There is also a gap between employees at all levels of the banking industry. The first -line grass -roots employees have the most obvious salary reduction, but mainly reduce the bonus of performance assessment. For bank employees above the middle level, the decline in wages is not a significant decline.
I Although everyone’s views on the pressure sources of the banking industry and the flow of talent flow, when it comes to changes in the banking industry, Di You, Li Chen and Zhang Rui all believe that the development of science and technology led by artificial intelligence, Alipay, etc. The rise of Internet finance and the decline in the economic situation are the reasons for the decline in wages in recent years. The luster of the banking industry’s once “iron rice bowl” faded, more like the trend of the development of the financial market.
The days when you support the presence of respect to the bank. With the diversification of financial services, the bank has changed from the previous “strong seller” to a service person who needs to take the initiative. Each banker needs to acknowledge and face the facts.
choosing to leave a banker who sticks to his professional dream. The more pragmatic approach is to grasp the industry trend and constantly polish your business
Banks ushered in a wave of salary reduction, which shows that banks have also been fluctuated by the epidemic. Now the benefits of banks are not good, mainly due to loans. So banks think to maintain normal benefits. Therefore, there was a wave of salary reduction, which showed that salary reduction was not just private enterprises, but also appeared in state -owned enterprises in the future.