1 thought on “What are the high -quality customers of the bank? It is possible to meet these conditions!”
Edgar
As long as you have business with the bank, you will leave a personal record. Customers and other. So how can you become a high -quality customer of banks? 1. Financial assets If you have a certain asset in the bank, it means that there is enough repayment ability, the more financial assets in the bank, the higher the level, and the higher the high quality. It should be noted that the financial assets mentioned here not only refer to deposits, but also include wealth management products, funds, gold, trust products, insurance, etc. purchased at banks. 2. Credit card usage The people who have credit cards are too many now, but there are not many people who often use it. Maybe they ca n’t swipe several times a year in the future. Insufficient activity will affect credibility. In addition, the credit card must be repaid on time after use, otherwise the consequences of overdue are very serious. 3, mortgage customers No matter which bank applied for mortgages, it is basically a high -quality customer. For customers with good repayment records of housing loans, banks are more willing to loan them. 4. Working unit employees of civil servants and institutions, large state -owned enterprises and Fortune 500 enterprise employees are well liked by banks due to high income, relatively stable occupation, and social status. And a stable, social status customer group. For example, lawyers, doctors, accountants, teachers, etc. are also very popular with banks. 5. High income has high income and stable income, which guarantees sufficient repayment ability. Even if you do not have a stable job, as long as you can provide verifying income proof. For example, if you operate a tea shop, you apply for a loan from the bank, and the bank will ask you to provide the tea store to run the public account for flowing water. If the income is high, it is also a high -quality customer.
As long as you have business with the bank, you will leave a personal record. Customers and other. So how can you become a high -quality customer of banks?
1. Financial assets
If you have a certain asset in the bank, it means that there is enough repayment ability, the more financial assets in the bank, the higher the level, and the higher the high quality. It should be noted that the financial assets mentioned here not only refer to deposits, but also include wealth management products, funds, gold, trust products, insurance, etc. purchased at banks.
2. Credit card usage
The people who have credit cards are too many now, but there are not many people who often use it. Maybe they ca n’t swipe several times a year in the future. Insufficient activity will affect credibility. In addition, the credit card must be repaid on time after use, otherwise the consequences of overdue are very serious.
3, mortgage customers
No matter which bank applied for mortgages, it is basically a high -quality customer. For customers with good repayment records of housing loans, banks are more willing to loan them.
4. Working unit
employees of civil servants and institutions, large state -owned enterprises and Fortune 500 enterprise employees are well liked by banks due to high income, relatively stable occupation, and social status. And a stable, social status customer group. For example, lawyers, doctors, accountants, teachers, etc. are also very popular with banks.
5. High income
has high income and stable income, which guarantees sufficient repayment ability. Even if you do not have a stable job, as long as you can provide verifying income proof. For example, if you operate a tea shop, you apply for a loan from the bank, and the bank will ask you to provide the tea store to run the public account for flowing water. If the income is high, it is also a high -quality customer.